LP1659928 SIP is not respecting standing penalties for charge ok and hold ok

LP1659928 SIP is not respecting standing penalties for charge ok and hold ok

This will include the block_list data in the blessed user object. This allows
charge_ok, renew_ok and hold_ok to determine if any of the respective blocks are
present in any of the applied penalties.

To test
-------
[1] Using a SIP emulator, issue a 63 message to fetch information
    about a patron that has nothing preventing it from doing loans,
    renewals, or hold requests, e.g.,

    6300020060329    201700Y         AOevergreen|AA99999384262||

[2] Verify that the first six positions of the response are
    '64  Y '
[3] Apply a standing penalty that blocks circulation and repeat
    step 1. This time, the response should start with '64Y Y '
[4] Apply other standing penalties that block holds or renewals
    and repeate step 1, verifying that the various privileges
    denied positions in the 64 response have expected values.
[5] Archive all of the penalties used during testing, then
    verify that the response returns to '64  Y ...'

Signed-off-by: blake <blake@mobiusconsortium.org>
Signed-off-by: Dan Pearl <dpearl@cwmars.org>
Signed-off-by: Galen Charlton <gmc@equinoxinitiative.org>